Citibank Ira Cd Rates 2025. Citibank cd rates range from 0.05% to 4.10% apy. Citibank (roth) ira cd rates for 2024 citibank cd iras, roth ira, sep/traditional ira, 401k rollover, and money market ira.

With a citibank ira, you can choose to deposit your funds in a money market account or cd. According to its september 2024 report, the federal reserve plans to gradually cut the federal funds rate through.